LOAN FUNDS
WITH CAR / MOTORCYCLE BPKB AS COLLATERAL!
FinGO is ready to support your financial needs.
- Low Interest Rates
- Long Tenor
- Easy & Fast Process
ABOUT US
FINGO
FINGO is a fintech platform for the automotive industry in Indonesia that empowers agents by using technology to simplify transaction processes and enable a better customer experience.
FINGO provides opportunities for individuals (from various professions) who wish to earn additional income as agents marketing Cash Loan products.
FINGO, to expand their business network and earn commissions.
Financial Institution Partners
Car Payment Calculator
Experience the convenience of our intuitive car payment calculator, designed to assist you in swiftly and precisely estimating your monthly car loan payments with ease.
The Process of Applying for a Loan Through FinGO
1.Try Our Application Simulation
Try our application simulation on this website, choose the disbursement option that fits your needs, and view the results instantly.
2.Prepare Basic Information
Enter your basic application details, such as your name, phone number, and vehicle type, for verification.
3.Select Loan Requirements
Once submitted, your application will be verified and connected with our team. Please have the required documents ready.
4.Sent Your Application
The leasing company will verify your information in accordance with applicable requirements.
5.Get the Best Offer!
Once the process is approved, you will receive funding in accordance with your approved requirements.
Application Requirements
ELIGIBILITY:
- Indonesian citizen (WNI)
Minimum age: 21 years old or married
- Other supporting documents
REQUIRED DOCUMENTS:
Applicant ID
Spouse ID
Family Card
Vehicle Registration
Vehicle Ownership Document
Frequently Asked Questions
- Regarding Loans
- Loan Requirements
- Loan Disbursement Time
What Is a Multi-Purpose Loan?
A Multi-Purpose Loan is a type of secured loan that requires collateral as a primary condition. The loan amount you can receive depends on the value of the asset used as collateral—the higher the asset value, the larger the loan amount you may obtain.
What Documents Are Required?
To apply for a loan, you will need to prepare the following documents:
Applicant’s ID Card
Spouse’s ID Card
Family Card
Vehicle Registration Certificate (STNK)
How Long Does the Approval and Disbursement Process Take?
After all required documents have been submitted, the loan approval process typically takes around 2–3 business days. Once approved, the funds will be disbursed directly to your bank account.
Can I Still Use the Vehicle Used as Collateral?
Yes, you can continue using your vehicle as usual during the loan period. The lender will only hold the BPKB (Vehicle Ownership Book) as collateral, while the vehicle remains in your possession.
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